Terms & Condition

1. Agreement to Terms

By accessing or using the website https://insuredbyschulz.com (the “Site”) or requesting services from Insured By Schulz (“we,” “us,” or “our”), you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, please do not use our site or services.

2. Insurance Quotes and Services

• Information Accuracy: You agree to provide true, accurate, current, and complete information about yourself, your business, vehicles, drivers, and insurance history when submitting requests for quotes or coverage.
• No Instant Coverage: Requesting a quote, submitting an application, or sending information through the Site does not constitute a binding insurance policy or immediate coverage. Coverage is only bound when confirmed in writing by Insured By Schulz or the issuing insurance carrier.
• Third-Party Carriers: Insurance policies are underwritten and issued by third-party insurance carriers, managing general agents, or wholesalers. Quotes and premiums are subject to underwriting review and approval.

3. Communications & SMS Policy

By providing your phone number and email address, you consent to receive communications from Insured By Schulz regarding quote requests, application updates, policy servicing, and documents.

• SMS/Text Messaging: If you opt in to receive text messages:
  • Message frequency may vary. Message and data rates may apply.
  • You can opt out at any time by replying STOP.
  • For help, reply HELP or contact us at Info@InsuredBySchulz.com.
  • Mobile consent and phone numbers will not be sold or shared with third parties for marketing purposes.

4. Intellectual Property

All content on this Site—including logos, text, graphics, design, images, and software—is the property of Insured By Schulz or its content suppliers and is protected by applicable copyright and trademark laws. Unauthorized use of any materials on the Site is strictly prohibited.

5. Prohibited Uses

You agree not to:

• Use the Site for any unlawful purpose or to solicit others to perform illegal acts.
• Submit false or misleading information.
• Introduce viruses, trojans, worms, or other malicious material to the Site.
• Attempt to gain unauthorized access to our servers, database, or network systems.

6. Disclaimer of Warranties

The Site and its contents are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. Insured By Schulz does not guarantee that the Site will operate uninterrupted, error-free, or free of harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Insured By Schulz, its affiliates, agents, officers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your access to or use of (or inability to access or use) the Site or services.
• Errors, omissions, or inaccuracies in any quotes, policy information, or site content.
• Unauthorized access to or alteration of your transmissions or data.

8. Third-Party Links

Our Site may contain links to third-party websites or services (e.g., insurance carriers or payment portals). Insured By Schulz is not responsible for the content, privacy policies, or practices of any third-party websites.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the applicable state laws, without regard to conflict of law principles.

10. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Updates will be posted directly to this page with an updated effective date. Continued use of the Site after changes are posted constitutes acceptance of those changes.

11. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us: